Accident/Critical Illness

Accident Insurance is a very affordable option for those who are looking to add protection for accidents. From sports-related injuries to accident prone children, an accident plan can provide protection with an extremely low deductible which results in lower out of pocket expenses to you. Ask about how to take advantage of these products with or without primary insurance.

Critical Illness Insurance pays a lump sum benefit in the event the insured is diagnosed with a serious illness such as cancer, strokes, heart attacks and other debilitating medical conditions.

These types of policies do not coordinate benefits with major medical and other insurance plans so these policies will pay out regardless of other insurance held. Typically these are purchased in conjunction with traditional health insurance to add coverage levels but they can be purchased by themselves to focus on specific areas of health care costs.

Please contact us if you would like information on these programs.